Who Issues a Fixed Rate Apartment Loan?

If you are thinking of buying a fixed rate apartment, you may be wondering who issues these loans. There are several sources, including banks, Freddie Mac, and Fannie Mae. You can also check out local savings institutions. But, which one is best for you? Listed below are some of them. Read on to learn how to get the best rate on your apartment loan. Buying a fixed rate apartment is 아파트담보대출 a great way to lock in a low monthly payment, but be sure to shop around.

Freddie Mac

In recent years, Freddie Mac has become a major backer of apartment loans. Fannie Mae and Freddie Mac have both set new records for price, volume and cap rates for apartment properties. These numbers will continue to rise even though the federal government is limiting the amount of money these companies are willing to lend. This means that the interest rates for multifamily properties will likely continue to rise. This will create more demand for apartments and help make them more affordable for the general public.

Fannie Mae

The fixed rates on Fannie Mae apartment mortgages are some of the lowest in the country for long-term mortgages. These loans amortize for anywhere from five to thirty years. Fannie Mae, a member of the Federal National Mortgage Association, pools mortgages to sell to Wall Street investors. Multifamily apartment lenders often sell their loans to Fannie Mae for a fixed rate and amortization. This is a great option for people looking for a long-term solution to financing a multifamily property.


For those looking to buy a multifamily property in the US, banks offer different apartment loan products. While some require experience, others are available to first-time investors with good credit. The interest rates for each loan product are determined by several underwriting factors and are explained on the individual loan product pages. You can also get a general idea of the current rates on these types of loans by checking out the daily rates. Here are some common apartment loan products: